PANGLAYKIM, J. Analisa dan Proyeksi Perkembangan Industri Perbankan Indonesia. Analisis CSIS, [S. l.], n. 3, p. 191–204, 2023. Disponível em: http://journals.csis.or.id/index.php/analisis/article/view/686. Acesso em: 27 may. 2026.